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Why buy a 20 gram gold bar?
A 20 gram gold bar is all about the balance between price per gram and resale flexibility. While the premium per gram for the smallest bars is relatively high, it is already more favorable for 20 grams, while you retain a recognizable and liquid format.
- Accessible accumulation: a full-fledged bar for a manageable amount, ideal for staggered entry.
- Highest purity: 99.99% pure gold (24 karat), complete with a serial number and certificate of authenticity.
- VAT-free: fully exempt from VAT within the EU as investment gold.
- Divisible option available: as a CombiBar, you can sell per gram later on instead of liquidating the entire bar.
If you want to focus purely on the lowest costs per gram, a heavier bar is more favorable. In that case, view the 100 gram gold bar or the kilo gold bar.
Who is a 20 gram gold bar suitable for?
A 20 gram gold bar is suitable for investors who want to expand their gold position purposefully with a recognizable and liquid weight. The format is larger than the smallest entry-level bars, but does not commit a large amount of capital all at once.
Therefore, it fits well for those who already have experience with physical gold and want to take the next, well-considered step. In practice, we see three common profiles:
- The scaling investor: you previously bought small bars of 1, 5, or 10 grams and want to expand to a format with a more favorable price per gram, without switching to a heavy denomination right away.
- The staggered buyer: you periodically purchase physical gold and do not want to be dependent on a single purchase moment. With multiple 20 gram bars, you spread your entry points over time and the price.
- The flexibility seeker: you do not want to be forced to sell one large bar all at once later on. Multiple 20 gram bars, or a divisible CombiBar, give you the freedom to liquidate step by step.
Anyone wishing to compare all sizes side by side will find the full selection under buy gold bars.
20 gram gold bar or CombiBar: which do you choose?
The biggest decision point within this weight category is solid versus divisible. A standard 20 gram gold bar consists of a single piece; a CombiBar contains the exact same 20 grams, but divided into individual 1 gram bars that you can snap off, just like a chocolate bar.
This divisibility is precisely why 20 grams is such a popular CombiBar format: you retain the freedom to sell a few grams in the future without tapping into your entire position. The Silver Mountain sells the Valcambi CombiBar (20 x 1 gram) and the C. Hafner SmartPack (10 x 2 gram) for this purpose.
Each individual bar states the producer and the purity, ensuring the origin always remains traceable. A solid bar is typically priced slightly more competitively per gram; for a CombiBar, you pay a small premium for the added flexibility. Also view our wider range of gold combibars.
Which 20 gram gold bar suits you?
Which 20 gram gold bar fits best depends primarily on the producer and the edition, as the gold value is identical for every bar. We exclusively supply bars from LBMA-accredited refiners, which are recognized worldwide and tradable without any additional testing.
- Umicore: the popular standard in the Benelux, in sealed packaging that simultaneously serves as a certificate; produced from sustainably sourced and recycled gold.
- C. Hafner: German reliability, delivered in a sealed packaging the size of a credit card, with a focus on sustainable gold.
- Pamp Suisse: Swiss craftsmanship, favored by those who also look for design and collectible value.
- Heraeus Kinebar: equipped with a Kinegram hologram as an additional security feature; a distinctive bar that is not widely available.
In addition, we regularly offer pre-owned 20 gram gold bars: strictly inspected for authenticity and often priced slightly more competitively, since the manufacturing costs were already covered during the initial purchase.
20 gram gold price: how is the value determined?
The price of a 20 gram gold bar tracks the current gold spot price, plus a premium for manufacturing, packaging, and trading margins.
Because the gold price fluctuates continuously, the prices on our website are updated every 3 minutes. This premium varies by producer, edition, and availability; a newly minted bar with a certificate carries a different premium than a pre-owned bar or a CombiBar.
If you want to estimate the intrinsic value, simply multiply the current price per gram by 20. Keep in mind that the retail price is always slightly higher due to production and trading costs.
Calculating the 20 gram gold bar price
The basic calculation is simple:
Gold price per gram x 20 grams + premium = purchase price
Buying 20 grams of gold versus other weights
Whether buying gold in a 20 gram format is the right choice for you depends entirely on your budget and objectives. Every denomination involves its own trade-off between price per gram and resale flexibility: the heavier the bar, the lower the premium typically is, but the harder it is to sell a portion later on. The 20 gram gold bar sits deliberately in the middle.
The table below compares common weights side by side:
| Weight | Positionering | Premium per gram |
|---|---|---|
| 1 gram gold bar | Smallest entry point or gift | Highest |
| 5 gram gold bar | Small entry point | High |
| 10 gram gold bar | Accessible entry point | Relatively higher |
| 20 gram gold bar | Balance between entry and accumulation | More favorable than small bars |
| 1 troy ounce gold bar (31.1 grams) | International standard size | Often competitive |
| 50 gram gold bar | Larger private position | Lower than 20 grams |
| 100 gram gold bar | Efficient accumulation | Clearly lower |
| 250 gram gold bar | Large investor position | Very low |
| 500 gram gold bar | Heavy denomination | Very low |
| 1 kilogram gold bar | Largest denomination | Lowest |
In short: A heavier bar yields the lowest premium per gram, but must be sold all at once. A 20 gram gold bar or a divisible CombiBar compromises slightly on the premium, granting you the freedom to liquidate your gold step by step later on.
20 grams or 1 troy ounce?
A troy ounce (31.1 grams) is roughly half as heavy again as a 20-gram bar, typically features a more favorable premium per gram, and stands as the most heavily traded size worldwide. Your choice depends entirely on your primary objective:
- Choose 20 grams: if you deliberately want to accumulate your physical gold position in smaller or divisible increments.
- Choose a troy ounce: if global liquidity and the lowest price per gram carry more weight for you.
Responsibly sourced gold
All new 20 gram gold bars in our inventory are minted by refineries holding an LBMA Good Delivery accreditation. These producers are verified through independent audits regarding origin and strict due diligence obligations, aimed at preventing conflict gold and money laundering.
Furthermore, Umicore produces its gold sustainably, largely from recycled sources. This ensures you do not just buy based on the gold price, but also with absolute certainty regarding origin and quality.
Buyback guarantee and resale certainty
A buyback guarantee applies to all our 20 gram gold bars at a fixed bid percentage of the current gold price. This ensures you know in advance that you can always liquidate your bar.
The repurchase process is handled via our sister company Inkoop Edelmetaal, featuring transparent, market-rate bid prices. Naturally, this also applies if you decide to sell only a fraction of your CombiBar.
A 20 gram bar is for many investors the moment physical gold becomes truly tangible: large enough for serious accumulation, small enough to remain flexible. Those who prioritize flexibility often opt for the divisible CombiBar.
Rolf van Zanten, gold expert from The Silver MountainSafely buy a 20 gram gold bar at The Silver Mountain
The Silver Mountain has been active since 2008, making it a trusted destination for physical precious metals for over 18 years. As an AFM license holder, we operate under strict regulatory supervision and with clear, transparent terms.
- LBMA-accredited: You purchase exclusively gold bars from refiners with Good Delivery status, ensuring your gold is instantly tradable worldwide.
- Allocated storage: You can opt for fully insured and allocated storage of your precious metals via Edelmetaalbeheer Nederland (EBN).
- Insured delivery: We have your order delivered fully insured, available via our own secure and discrete delivery service if preferred.
- Personal collection: Collection is possible by appointment at our offices in Baarn and The Hague.
Frequently asked questions about ordering 20 gram gold bars
1. How much does a 20 gram gold bar cost?
The price of a 20 gram gold bar follows the live gold spot price, plus a small premium for manufacturing and retail margin. You calculate the raw metal value by multiplying the gold price per gram by 20; the final retail price sits slightly above that due to production and trading costs. Because the market moves continuously, our prices are updated non-stop.
2. Is a 20 gram gold bar exempt from VAT?
Yes, a 20 gram gold bar is exempt from VAT. Gold with a minimum purity of 99.5% qualifies legally as investment gold and is VAT-free throughout the entire European Union. Our 20 gram gold bars contain 99.99% pure gold, falling entirely under this exemption.
3. Which is better: a solid 20 gram gold bar or a CombiBar?
That depends on your objectives. A solid bar is typically priced slightly more competitively per gram, making it attractive for those wanting to buy efficiently. A CombiBar contains the exact same 20 grams, but split into individual 1 gram bars, allowing you to flexibly sell off a portion later on. This freedom comes at a small extra premium.
4. Which 20 gram gold bar is best to buy?
Which 20 gram gold bar fits best depends on your preferences. Umicore is the popular standard in the Benelux, C. Hafner is renowned for sustainable gold, and Pamp Suisse and Heraeus are highly favored by collectors. If you are looking for flexibility, choose a CombiBar. All producers are LBMA-accredited and globally tradable.
5. How large is a 20 gram gold bar?
Due to the high density of gold, a 20 gram gold bar is highly compact and fits easily into a safe or safety deposit box. Minted bars are usually delivered in sealed packaging the size of a debit or credit card, which simultaneously serves as a certificate of authenticity. The exact dimensions vary slightly by producer.
6. Can you sell back a 20 gram gold bar later on?
Yes, a 20 gram gold bar from a recognized refiner is highly liquid. Because our bars originate from LBMA-accredited producers, they are recognized worldwide and accepted without additional testing. Through our sister company Inkoop Edelmetaal, you can sell the bar back to us under our buyback guarantee at a fixed percentage of the prevailing gold price.