Buy 250 gram gold bar

Personal advice for a larger gold purchase

Those who invest an amount of this size in gold often want to consult first. A purchase of multiple 250 gram gold bars is a serious wealth decision, and our precious metals specialists are happy to help you with diversification, storage and the timing of purchase.

All 250 gram gold bars at The Silver Mountain come from refineries that are on the LBMA Good Delivery List. That recognition applies to the producer and guarantees international recognisability and tradability; it is not a separate certificate per bar. Each bar is supplied with its own certificate of authenticity or serial number.

• Umicore: Belgian producer, specialised in sustainable, circular production. View all Umicore gold bars.
• C. Hafner: German refinery, known for precision and working with recycled gold. View all C. Hafner gold bars.
• Heraeus: German producer with a long history in precious metals. View all Heraeus gold bars.
• Degussa: a renowned name, regularly available as a pre-owned bar in our assortment.

Whether a bar is delivered with a separate certificate, assay card or serial number varies by producer and variant. The exact packaging and dimensions can be found on the individual product page.

The price of a 250 gram gold bar consists of the current gold price plus a premium for production and distribution. Because the rate moves continuously, our prices are automatically adjusted every three minutes to the gold price today, so you always buy at a market-conform rate. At this moment the gold price is 120,64 euros per gram.

The basic calculation is simple: multiply the current gold price per gram by 250 for the intrinsic gold value; the product premium is added on top. That premium is low for this size, close to the spot price, and varies by producer, product condition and market situation.

Two bars with the same weight and fineness can therefore still have a slightly different price.

• The gold 250 gram price premium per gram is low for this size, close to the spot price.
• Full transparency in price composition, with no hidden costs.
• Resale is handled via Inkoop Edelmetaal, with bid prices that move in real time with the market.
• The gold price can both rise and fall. A low purchase price per gram does not prevent the market value of gold from falling after purchase.

Which weight suits you best depends on your budget, desired premium per gram and the flexibility you want to retain when selling later. The rule is simple: the heavier the bar, the lower the premium per gram generally is, but the less easy it becomes to sell part of your position.

The 250 grams of gold sits near the lower end of that premium scale, while the purchase amount is a quarter of a one-kilogram bar. The table below places the 250 gram bar among the other common weights:

Low premium per gram

As the table shows, the premium per gram falls as the bar gets heavier, but selling flexibility decreases at the same time. If you focus solely on costs, you'll always end up with the one-kilogram bar, which you can only sell in a single transaction.

With 250 grams you already benefit from almost the lowest premium per gram, while with multiple bars of this size you can later reduce your position gradually. That is exactly why investors choose this weight instead of immediately buying a half or whole kilo.

Anyone who wants to compare the full range can view all gold bars or look more broadly at buying gold.

A 250 gram gold bar can contribute to diversification within a portfolio, but physical gold also has considerations. A balanced choice takes into account more than just the spot price:

• Limited divisibility: one 250 gram bar must be sold as a whole. If you want to be able to sell later in smaller portions, a combination of smaller weights may be a better fit.
• Premium and spread: the difference between the purchase price of 250 grams of gold and the later bid price must first be recovered.
• Price risk: the gold price can rise and fall; gold does not pay interest or dividends.
• Storage and insurance: the high value calls for a deliberate choice between keeping it at home and professional storage.

Buyback guarantee

All our 250 gram gold bars come with a buyback guarantee: you can always sell your bar back to us at a fixed bid percentage of 98.5% of the current gold price. The purchase is handled through our sister company Inkoop Edelmetaal, with bid prices that move in real time with the international market.

Because a 250 gram gold bar cannot be split, you sell the entire bar in one transaction. The final proceeds depend on the gold price and the bid percentage at that time; this is not a guarantee of a predetermined amount or of a profit.

The Silver Mountain has been a trusted authority in physical precious metals since 2008, with an AFM licence and transparent terms. AFM supervision monitors services where precious metals are combined with storage; in the case of physical delivery of an order, that supervision does not apply in the same way.

You buy only bars from producers on the LBMA Good Delivery List, with insured delivery, allocated storage via EBN and a buyback guarantee via Inkoop Edelmetaal. Our offices in Baarn and The Hague are open for personal contact when collecting your gold bars by appointment.